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Student Cards..
Credit is a contract based on your promise to pay in the future for goods and services you receive today. The advantages of credit cards are significant, and the plastic card can be an important resource in your money management plan. Credit cards offer protection against theft of your cash. You can purchase the products and services you need when you need them, even if you do not have the cash in your pocket. Credit cards are very helpful in emergencies, such as gas, repairs and towing. Also you can be a better money manager as you learn to use credit responsibly.
Two basic types of credit are secured and unsecured. Secured credit means that the product you purchased, such as a car, appliance or furniture, serves as collateral to guarantee the debt. If you do not make a payment, the creditor can legally take possession of the product. Unsecured credit is based on your promise and signature to repay the debt without committing your savings or other collateral as a guarantee. Credit cards can be either secured or unsecured, but most credit cards are unsecured.
For a selection of Student credit cards please browse through the list on the right side. Click on 'Read more' to see the APR's and legal information!
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Please make sure you are fully aware of the terms and conditions before applying for a credit card!
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